Pay as You Drive (PAYD) is meant for low-mileage drivers, with the Own Damage premium linked to how much you actually drive.
Key findings: 10Life found that premiums for the same airline embedded travel insurance plan ranged from HK$859 to HK$1,153 for the same route and trip duration, a 34% difference. Every HK$1,000 ...
Watch out for the high-pressure insurance sale. You might not need the policy and if you do, you might be paying more than you need to. If you’re buying a car, a home, furniture, electronics or travel ...
Avoid spending on insurance add-ons that you may already be covered for elsewhere.