Homeowners insurance rates are rising across the U.S., driven by climate change, rising cost of building materials and surging home prices. Almost half of property insurance policy holders in the U.S.

The average U.S. homeowners’ insurance rate is nearly $3,000 per year, according to a recent report by insurance marketplace The Zebra [1]. But that’s just the average — residents in some states pay ...

Auto-Owners is the No. 4 cheapest home insurance company in our rating, charging $178 per month on average for a policy. This ...

With a budget of around $400,000, you're square in the middle of the market across the U.S. — the median home sale price in 2025 is just over $410,000 according to data from the Federal Reserve Bank ...

The average homeowners insurance premium in New York was $1,860 a year as of November, according to data from Bankrate, a personal finance website. That’s $155 a month. It’s also over $560 less than ...

A growing climate industrial complex is driving up premiums, lining the insurance industry’s pockets and draining Americans’ ...