The second axis of the regulatory framework is based on internal controls and supervisory review. It required banks to have internal systems and models to evaluate their capital requirements in ...
The Basel Committee on Banking Supervision received feedback from central banks across the world and other stakeholders. Since Basel I’s implementation in 1992, the banking landscape had changed a lot ...
Roula Khalaf, Editor of the FT, selects her favourite stories in this weekly newsletter. Basel II creates perverse incentives to underestimate credit risk. Says Harald Benink and George Kaufman, ...
The Basel II accord has done more harm than good for stability. In a previous post last month on the failure of financial regulation, I pointed out that Basel II has glaring deficiencies that ...
Common sense dictates that Basel II should benefit independent small and medium-sized private banks. The overriding rationale for this update to the original Basel Accord of 1988 has been to ...
Basel II has helped create incentives for banks to package up and sell credit risk sitting on their balance sheets to a wide variety of investors. But a growing number of analysts and regulators are ...
Explore what Tier 3 capital was, its role in banking risks, and how it compares to Tier 1 and Tier 2 capital. Discover why it ...
For the last eight years the Basel Committee on Banking Supervision (Basel Committee) has struggled to replace the original Accord on Capital Adequacy (Basel I) with a new Accord (Basel II). At the ...
A group of Vietnamese banks have been accorded compliance through international regulations despite the ­challenges faced in raising capital and attracting ­investors, paving the way for others to ...
Earlier this week, Stefan Ingves (left), chairman of the Basel Committee on Banking Supervision’s governing body, and Mervyn King announced amendments to Basel III’s liquidity rules for banks. AAP ...
The banking world was rocked in early 2000 when the Basel II Capital Accord came out with its first draft. This accord emanated from the Bank for International Settlements (BIS), which is an ...