Insurance is an important part of financial planning. It gives you protection from unexpected financial losses due to accidents, illnesses, or other events. However, insurance can also be expensive.

Anna Jamerson is an editor in North Carolina who specializes in auto insurance topics. In her free time, she loves reading, trying new restaurants and watching comedies. Heidi Wallis is a Nevada-based ...

Having a clean driving record is generally the best way to qualify for many safe driving discounts, as it indicates to insurance companies that you are less likely to file claims. However, even ...