Gerard O’Sullivan, with the Connecticut Insurance Department, discouraged residents to risk going without. “I think this weekend showed us that even homes not in a flood zone, it does happen.

"The existing marketplace is handling the needs and the risks of Connecticut residents," said ... whether or not a home is in a designated flood zone, it may still sustain water damage.

Jan. 31—HARTFORD — If it rains on your home, it can become flooded. He stressed that whether or not a home is in a designated flood zone, it may still sustain water damage. "If you're in a flood zone ...

He stressed that whether or not a home is in a designated flood zone, it may still sustain water damage. "If you're in a flood zone you have to have flood insurance for your mortgage, but even if ...