The Uniform Consumer Credit Code (UCCC) governs consumer credit transactions to protect individuals from fraud and unfair ...

US consumer credit rose by $8.05B in January, compared with expectations of $12B. The increase was $3.95B lower than forecast ...

Super-prime credit is the highest credit score tier, indicating excellent creditworthiness. Learn why it matters to lenders ...

A combination of inflation and climbing interest rates seems to be stretching consumers' balance sheets, but it's not clear yet whether they're getting to a breaking point. Newly released data from ...

Consumer credit counseling services are designed to help people get a better handle on their debt. These companies offer a variety of solutions, including credit and debt counseling, debt management ...

As a series of compounding pressures challenge lenders heading into the back half of 2025, risk managers are becoming increasingly aware that they’re attempting to meet lending goals using credit data ...

Senate Republicans introduced a resolution to nullify a CFPB rule banning medical debt from credit reports. Critics say the rule exceeds the CFPB’s authority and could limit consumer access to credit.