The Uniform Consumer Credit Code (UCCC) governs consumer credit transactions to protect individuals from fraud and unfair ...

US consumer credit rose by $8.05B in January, compared with expectations of $12B. The increase was $3.95B lower than forecast ...

For many consumers, 2024 was a mixed bag of pluses and minuses when it came to credit. Many borrowers with lower fixed-rate mortgages considered themselves lucky and resisted the urge to move or sell.

As a series of compounding pressures challenge lenders heading into the back half of 2025, risk managers are becoming increasingly aware that they’re attempting to meet lending goals using credit data ...