Have you ever spotted a mistake on your credit report or wondered why your loan application got rejected without much explanation? If so, you’re not alone. Understanding exactly what the Fair Credit ...

Negative entries like late payments and charge-offs stay on your credit report for seven years — this is what's known as the ...

The Consumer Financial Protection Bureau this week issued a proposed rule that seeks to bring data brokers within the definition of a consumer reporting agency, citing national security and privacy ...

"It's a complex weave and it's important to have a national standard so a lender can evaluate the consumer on a level playing field," said Dan Smith ...

A federal judge blocked the Consumer Financial Protection Bureau's rule that would have prevented medical debts from appearing on credit reports. The CFPB argued the rule would have improved credit ...

The Consumer Financial Protection Bureau fined Equifax $15 million over credit reporting errors. The CFPB alleged the credit bureau failed to properly investigate consumer disputes. Credit reports ...

The Trump administration has issued an interpretive rule that undermines state laws forbidding the inclusion of medical debt on consumers’ credit reports. The guideline published in the Federal ...

Credit checks are not allowed in some areas. States where employer credit checks are not allowed or are only allowed in a limited capacity include California, Colorado, Hawaii, Illinois, Maryland, ...