In real estate, first-lien loans (primary mortgages) let you finance a home purchase, while second-lien loans (home equity loans or HELOCs) let you tap your home’s value for cash. The holder of the ...

HFA loans are mortgages available through state housing finance agencies. These loans are geared toward first-time homebuyers and commonly offer down payment assistance. HFA borrowers typically must ...

The average home loan rate has dropped below 6% for the first time since 2022. Will that help thaw the frozen housing market?

First Citizens Bank offers a variety of mortgage options, including specialty loans for physicians, rural buyers and home renovators. The lender also offers VA and USDA loans with low or no down ...

If you're planning on getting a mortgage to buy a home, keeping an eye on rates is a smart move. Rates can shift ...

The current mortgage rate on a 30-year fixed mortgage rose by 0.10 percentage points in the last week to 6.06%, according to ...

Mortgage rates have fallen to their lowest level since 2022, and now borrowers can find even lower-cost loans, experts said.

Today’s mortgage lending environment is shifting rapidly. Purchase loans are now outpacing refinances, and interest rates are reaching the stratosphere. Meanwhile, affordability is becoming a dream ...

Guild Mortgage is one of the largest home lenders in the U.S., originating more than 48,000 mortgages in 2023, worth $14.5 billion. The San Diego-based lender has an assortment of down payment ...