We pick the best long-term care insurance companies of 2026, including New York Life and Mutual of Omaha.
The cost of long-term care services in New Jersey increased year-over-year, according to the 2025 Cost of Care Survey conducted by CareScout. The annual survey, one of the most comprehensive of its ...
This specialized form of insurance, held by nearly 140,000 Marylanders and about 5.8 million Americans, ideally allows the ...
Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Long-term care (LTC) and insurance for it (LTCI) are two of the most ...
“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...
Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ...
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Long-term care insurance costs
Long-term care insurance helps cover the cost of long-term care you may need later in life — such as nursing home care — once you need help with activities of daily living (ADLs). A policy can help ...
The type of care — home health, assisted living or nursing home — and where a person lives can drastically affect costs.
Dear Savvy Senior: My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long ...
Planning for retirement isn't just about how much you've saved. It's also about how you'll handle the expenses you can't fully predict. And, one of the biggest unknowns for older Americans today is ...
David Schwartzer, left, and Jan Kritzman, center right, meet with Aging Committee co-chair Rep. Jane Garibay (D-Windsor), far right, to discuss potential long-term care insurance legislation in 2026.
Lawmakers are considering a bill that would provide relief to long-term care insurance policyholders squeezed by large ...
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