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The life insurance move that lets a retiring 64-year-old take the higher single-life pension and still leave his spouse $720,000 protected

Quick ReadRobert chose the $4,800 single-life pension over the $3,900 joint-survivor option, redirecting the $900 difference ...
Financial Advisor

A New Way To Create Pensions Out Of Life Insurance

Indexed Universal Life (IUL) attracts its share of criticism. Most naysayers focus their disapproval on how IU is sold rather than the structure of the IUL policy. Yet, soon, I foresee a dramatic ...

Do I Need Life Insurance? Here's How to Decide

Life insurance isn’t for everyone. Here’s how to figure out if you need coverage, calculate how much to get, and the most ...

Fidelity, Vanguard and BlackRock are putting annuities inside your 401(k). They're betting you want pension-like income, not guesswork at retirement

Although Fidelity's offering is making headlines, it's actually late to the guaranteed-savings game. Vanguard announced its ...