“If you use a traditional IRA to purchase a QLAC, that amount is excluded from your RMD calculation. When the annuity ...

Combining a qualified longevity annuity contract (QLAC) with a home equity conversion mortgage (HECM) can significantly boost ...

Once you hit age 73, IRS rules say you must start taking required minimum distributions (RMDs) from your traditional retirement accounts — even if you don’t need the cash and would rather let it grow.

If a QLAC provides a life annuity to your surviving spouse, it may also provide a similar ROP benefit after the death of both you and your spouse. An ROP payment must be paid no later than the end of ...

Safeguard your retirement with a QLAC: Ensure a guaranteed income stream in your later years and minimize longevity risk.

Outliving your money is one of the biggest financial fears people have going into retirement — and with good reason. From 2010 to 2020, the number of Americans age 85 to 94 grew 12.6 percent and the ...

The One Big Beautiful Bill (OBBB) gives most people 65 and older a new deduction on their federal income taxes starting in 2025. But to get the full or partial amount, you can't exceed the income ...

If you want to become educated regarding all types of annuities, I recommend you go to the website of Stan Haithcock at stantheannuityman.com. You can request, at no cost to you, brochures on every ...