We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. VA loans, backed by the ...

Refinancing your mortgage can free up cash by lowering your monthly payments, or save you money over time by lowering your interest rate. However, finding an advantageous refinancing option can be ...

When it comes to mortgages, having multiple options can put you in a better borrowing position. If you can qualify for both a VA and conventional loan, you may not know which mortgage provides the ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. You want to buy a home ...

Buying a home is one of the biggest financial decisions you will ever make, and choosing the right type of mortgage can make all the difference. For many buyers, the choice often comes down to a VA ...

To refinance your mortgage with a bad credit score, check with your current lender to start since you already have an established relationship with it. You can also explore government-backed loan ...

While conventional loans require a minimum credit score of 620, your minimum creditworthiness for other mortgage types may be lower or higher. Refinancing a house loan can reduce monthly payments, ...

VA loans require no down payment, but conventional loans are worth considering, especially if you can put 20% down to avoid mortgage insurance. Some or all of the mortgage lenders featured on our site ...

While conventional mortgages often have minimum timeframes for rate-and-term refinances, you may have to wait several months to refinance other loan types. As experts anticipate interest rates to drop ...