The greatest advantage of opening an early retirement account (IRA) is the power of compound interest. When you invest money, ...

My Full Retirement Age is 67. I see my breakeven at 82 if I take Social Security at FRA and not at 70. Do I have to worry ...

Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

With so many currently heading for the exit, it’s a good time for federal employees to improve their understanding of the retirement process.

Income limits also exist to determine eligibility for tax deductions (Traditional IRA) or to contribute to a Roth IRA. These ...

One nice thing about Roth IRAs, as opposed to traditional IRAs, is that you're not forced to take required minimum ...

A 401 (k) is the most popular type of retirement account, but it's not the only option available. Others, like individual retirement accounts (IRAs), are worth considering and contributing to before ...

A certified financial planner breaks down barriers employees face in accessing retirement plans and saving enough.

Under normal circumstances, IRAs can’t be transferred or gifted to a new owner, but divorce is an exception. IRAs can be ...

There is a two-step process under the SECURE 2.0 Act for increasing the age at which RMDs become necessary. Step 1: Beginning ...

What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost our retirement savings. My ...