An uncapped match for a 401(k) might sound like your employer will match your contributions with no upper limit. In practice, ...

New IRS regulations are changing 401(k) catch-up contribution rules for workers aged 50-plus who earn over $145,000 by mandating after-tax Roth contributions starting in 2026.

Each year, Vanguard compiles data on 401 (k) savings trends. In its most recent report, it found that workers under age 25 ...

A traditional 401(k) used to be the standard for retirement savings, but the Roth 401(k) has surged in popularity in recent ...

The average retirement plan participants between the ages of 45 and 54 had an average balance of $168,646 in 2023, according to Vanguard. How does your savings balance compare?

It suggests withdrawing 4% of your nest egg in your first year of retirement, adjusting for inflation in subsequent years. (There are other withdrawal strategies to consider, by the way.) So taking ...

Furloughed federal workers are being recalled to issue the monthly inflation report that was due out next week.

Missing out on the benefits of the employer match and compounding growth could force you to work longer and lower your ...

Starting in 2026, extra catch-up contributions that those workers are allowed to make to 401 (k) plans will no longer be ...

Your target-date fund might have the wrong mix for you, and new alternatives could be risky As stock and bond markets have whipsawed this year, you may be afraid to look at your 401(k) account balance ...

When you leave an employer, you have the option of rolling your 401(k) plan over to an IRA, or in some cases, you have the option of making an “in-service distribution” and moving a portion of your ...

The best matches give you a dollar for every dollar you set aside, up to a certain percentage of your income. This could ...