Most people think the only way to close a home loan early is by prepaying a lump sum. But once you prepay, that money is locked — you can’t take it out again. Here’s a smarter way: Home Loan Overdraft (OD) Account 👇 💰 How it works: ✨ You park your extra cash (bonus, savings, side income) in the OD account linked to your loan. 📉 Interest is charged only on the net loan amount (Loan – Extra Money). 📊 Example: Loan ₹50L – Bonus ₹5L → You pay interest on only ₹45L. ⚡ The Advantage: ⏳ Your loan t
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