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Long-term care isn’t cheap, but it’s mathematically worth it. A RamseyTrusted® pro can help you find the right coverage. | Dave Ramsey
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A LOT of people have been asking me about this lately. Here’s the thing… real estate prices aren’t going down. If you were waiting for that to happen, don’t. If you’re financially ready, go ahead and buy a home. You’re ready to buy if… 1. You’re debt-free and have an emergency fund of 3-6 months’ worth of expenses saved. 2. You’ve decided on a home price you can actually afford. - The payment needs to be no more than 25% of your take-home pay on a 15-year, fixed-rate mortgage. 3. You’ve saved a
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The best vacation is one that doesn’t follow you home. Saving up for a vacation might take a little longer, but it’s worth it. When you plan ahead and set aside money in your budget, you get to enjoy every moment without the stress of debt following you home. Trust me, nothing beats the feeling of taking a vacation 100% debt-free. Bring home memories, not debt. | Dave Ramsey
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