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1:17
3 Things to Know Before Opening a High-Yield Savings Account HYSAs are one of my favorite ways to earn interest on short-term savings, but not all savings accounts are created equal. Before you chase the highest advertised APY, make sure you understand what you’re actually signing up for. Comment “HYSA” and I’ll send you the high-yield savings account I personally use, plus my updated list of other top options. What HYSA do you use? #HighYieldSavingsAccount #HYSA #SavingsAccount #PersonalFinance
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If you have any savings, you might need to pay the savings tax… HMRC data shows that 4.5 million people are expected to receive a tax bill on the interest they’ve earnt on their savings this tax year. Interest from a normal savings account isn’t always tax-free. Across your accounts, you can generally earn up to £1,000 in interest tax-free if you’re a basic-rate taxpayer, £500 if you’re a higher-rate taxpayer, and £0 if you’re an additional-rate taxpayer. Interest above your allowance is taxed!
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