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YouTubeReplace Your University
Credit Karma vs FICO Scores Explained for Mortgage and HELOC Applicants
A lot of people check Credit Karma and assume that's where they stand. But Credit Karma uses a Vantage score. Lenders use FICO versions 2, 5, and 8. They're different models, and Vantage almost always shows a lower number than your real FICO. That matters a lot when you're making a lending decision. If your Credit Karma score has you thinking ...
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