What’s the Difference Between an HMO, PPO and POS?
trinet.com
What’s the Difference Between an HMO, PPO and POS?
How do I compare an HMO vs PPO vs POS? There are many complicated nuances in comparing and contrasting these heathcare plans. Here's the breakdown.
Nov 6, 2018
Health maintenance organization Plans
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We’ve cracked open HDHPs and PPOs… now it’s the HMO’s turn. What’s the deal with Health Maintenance Organizations anyway? An HMO (Health Maintenance Organization) plan typically means lower premiums and predictable costs — but with a trade-off: employees need to stick to a defined network and usually get referrals to see specialists. The definition is easy to find. The challenge? Helping employees understand if an HMO fits their lifestyle, budget, and care preferences. That’s where EMB steps in:
We’ve cracked open HDHPs and PPOs… now it’s the HMO’s turn. What’s the deal with Health Maintenance Organizations anyway? An HMO (Health Maintenance Organization) plan typically means lower premiums and predictable costs — but with a trade-off: employees need to stick to a defined network and usually get referrals to see specialists. The definition is easy to find. The challenge? Helping employees understand if an HMO fits their lifestyle, budget, and care preferences. That’s where EMB steps in:
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